At Bedell Frazier and Capital Planning Advisors, our mission has always been simple: provide thoughtful, objective guidance for our clients throughout every season of life. As the wealth management landscape evolves, we believe the best
Up, up, and away has certainly been the theme for stocks all Spring. Actually, blast off is more like it. Nothing has stalled this mighty ascent. Tech Stocks continue to lead the charge higher. The
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An investment manager helps design and manage a portfolio based on your goals, timeline, and comfort with risk. This typically includes selecting investments, adjusting allocations over time, and monitoring performance. It may also involve coordinating your investments with tax strategies, retirement plans, charitable giving and estate plans or business decisions to keep everything aligned.
It depends on your situation. Many people seek investment management when their finances become more complex—such as a major life change, after business growth, or increased savings. If you want a coordinated, long-term approach managed by a professional rather than managing investments on your own, it may be worth exploring.
Investment management usually includes portfolio design, asset allocation, ongoing monitoring, and periodic adjustments. It should also involve tax-aware strategies and coordination with your broader financial plan and other professional advisors (CPA, Estate Attorney). The exact scope depends on your needs and the level of support you’re looking for.
Strategies are typically built around your time horizon, financial priorities, and tolerance for market ups and downs. For example, someone planning for long-term growth may have a different approach than someone focused on preserving wealth. The process often starts with understanding what you’re working toward.
Asset allocation refers to how your investments are divided across different types of assets, such as stocks, bonds, real assets, private capital, alternatives and cash. It plays a key role in balancing risk and potential return. The right mix depends on your goals, timeline, and how much fluctuation you’re comfortable with.
Many portfolios are reviewed regularly—often quarterly or annually—but it depends on your situation. Reviews may also happen after major life or business changes. The goal is to make sure your investments remain aligned with your strategy as circumstances evolve. Our team continuously monitors and adjusts your portfolio.
Investment management is often one part of a broader strategy. It works alongside things like tax planning, retirement planning, charitable giving, estate planning, and business decisions. When these areas are coordinated, it can help create a more consistent and intentional approach to managing your finances.
Costs vary depending on the complexity of your situation and the services provided. Fees are often structured as a percentage of assets under management or a defined advisory fee. It’s important to understand how fees are calculated and what services are included. These are disclosed in an investment adviser’s Form ADV Part 2A firm brochure, which can be found at adviserinfo.sec.gov.
It depends on your experience, time, and preferences. Some people prefer a hands-on approach, while others value guidance and a more structured strategy. Working with a professional fiduciary advisor can help provide oversight, coordination, and a long-term perspective, especially as financial complexity increases.
